• Savers Splash Out For Christmas

    Updated: 2012-05-31 20:26:32
    After a year of scrimping and saving as households absorbed the impact of the recession, it appears Christmas is set to see the purse strings loosened once more. Recent research suggests each adult in the UK will spend around £300 on presents this year, as the hard times of the previous 12 months are pushed firmly [...]

  • To Tip Or Not to Tip, That is the Question!

    Updated: 2012-05-31 08:25:40
    During this Holiday Season, you may be spending time trying to figure out if you should tip any service providers that you deal with. Here are some thing to think about when doing the Holiday Tipping. First of all, don’t tip if you can’t tip. There is no reason to go into debt to tip a [...]

  • Recession Forcing Many to Move Back With Parents

    Updated: 2012-05-30 20:25:50
    At least closer in terms of proximity. A recent survey from the Pew Research Center shows that because of difficulties with their personal finances, many young adults are being forced to move back in with their parents. Of parents polled by Pew, 13 percent said that one of their adult children has had to start [...]

  • 9 Great iPhone Personal Finance Apps You’ll Enjoy

    Updated: 2012-05-30 16:00:56
    If you're an iPhone user like I am, it's never been easier to stay on top of your personal finances, thanks to the hundreds of financial apps available in the iTunes store.

  • How to Pay Off Student Loans Now

    Updated: 2012-05-30 14:30:10
    How to pay off student loans now and why it’s important that you do it right after you graduate. The loans pose a problem if you lose your job or want to borrow in the future.

  • Managing Your Finances – 3 Reasons to Make it Your New Year’s Resolution

    Updated: 2012-05-30 02:51:34
    As the New Year approaches, we will soon begin to celebrate this upcoming New Year’s Eve. You might be planning a fun party with friends and family. This is okay, but have you taken the time to come up with your New Year’s resolution? If not, now is the best time. And, if you are [...]

  • 5 Credit Card Reward Programs for Foodies

    Updated: 2012-05-30 01:42:44
    A family of four spends anywhere from $545 to $1,235 a month on groceries, making it one of the larger monthly household expenses. So, why not get a little something back for it? Here are five credit card reward programs with great deals for foodies.

  • Mortgage interest rates: The journey so far and the road ahead

    Updated: 2012-05-29 22:37:41
    For someone like Claire, working overtime in a law firm to raise her two kids without their father is not easy. She is a single mother who has been contemplating buying a house so that she doesn’t have to go through the trials and tribulations of rented accommodation all her life. With a little help from her colleagues and research on the internet about the mortgage interest rates forecasts, she gathered quite a lot of useful information.

  • If You Respect Your Money, Success Will Arrive Fast

    Updated: 2012-05-29 18:49:19
    Money talks in every part of your life. It is tied to your deepest emotions for love, power, security, independence, control and self worth. It affects everyone in your relationships. It affects the way you every day’s activities. It affects everything. Money is always on it’s way somewhere. What you do with it while it is [...]

  • Don’t Fall For These Common Mortgage Refinance Myths

    Updated: 2012-05-29 10:00:56
    Mortgage rates are still setting record lows! Qualification is still very difficult to refinance for those with little home equity, but there’s still many people out there that are eligible (maximize your appraisal). Don’t miss your opportunity to lower your interest costs and own your home faster by believing in one of these common mortgage [...]

  • Consumer Banking Tips – Listing of National Non Chexsystems Banks

    Updated: 2012-05-29 08:26:08
    Years ago, a company called eFunds invented a service called Chex Systems and started offering it to banks. Think of it as the FICO scoring system of the banking industry. Except, unlike FICO (i.e., credit) scores, Chex Systems is not a scoring system. Rather, the mere appearance of your name in this database can mean [...]

  • Why Generation Y Is Broke

    Updated: 2012-05-28 20:25:44
    They’re ambitious, demanding, and they question everything. Generation Y have hit the workforce whether we like it or not and they are out to change the world. To understand Generation Y, you have to understand their baby boomer parents. Parents of Generation Y grew up in an era when to succeed, you had to work [...]

  • Newly Weds and Financial Matters

    Updated: 2012-05-28 02:07:19
    There are, among the many things newly weds would learn with time, financial challenges that need to be overcome if the marriage is going to be a financial success. All too often financial strategy is not something considered along with planning the events that lead up to the altar and takes a back seat until [...]

  • How Many Credit Cards Should You Have?

    Updated: 2012-05-28 01:34:35
    How many credit cards should a consumer have? The options range from zero to as many as you can get your hands on. See what one insider has to say about what the optimal number of credit cards is.

  • Government Grants For the Unemployed – Get Some Help and Get Back on Your Feet

    Updated: 2012-05-27 17:53:23
    Going from making pretty decent money to not even being able to pay the bills sucks. And I should know as right now I am not even sure how I am going to come up with the money to pay the mortgage. How does stuff like this happen? How in the world can you explain [...]

  • Personal Finance Plans Slipping Away? – Learn to Budget Your Funds and Benefit From Debt Relief

    Updated: 2012-05-27 01:50:22
    Are you in the mist of a financial mess? Do feel as if you don’t have enough money to pay your bills? Do you feel as if you’ll soon be in debt (if you aren’t already)? If you answered yes to any of these questions, now is the time for you to gain control of [...]

  • How to Remove a Cosigner from a Student Loan

    Updated: 2012-05-25 16:00:55
    When I was going through the process of getting a student loan for my first year at college – I thought little of the fact that my dad stepped in to cosign my student loan. I now have a greater understanding of the risk he was taking by cosigning. If I failed to come through on my repayment of that loan, he could have been saddled with the debt. How do you remove someone as a cosigner? Here are the answers.

  • MMB Reader Invitation: Citibank Paid Market Research Panel

    Updated: 2012-05-25 08:39:22
    Citi is trying to learn more about the needs of small business owners and believes that many MyMoneyBlog.com readers might fit their desired profile. They are looking for primary banking decision-makers of small businesses (titles will include but not limited to: owner, principal, partner, CFO) to join the Business Advisory Board for Citibank. In the [...]

  • Database for Searching Class Action Settlements

    Updated: 2012-05-25 08:35:25
    Here’s another potentially useful bookmark. MySettlementClaims.com is a database of class action settlements so that you can quickly determine if you’re are eligible for a claim. It appears to be run privately by an individual, so I don’t know how extensive or well-updated it will be in the future, but for now it does include [...]

  • What You Should Do After a Foreclosure: 5 Steps

    Updated: 2012-05-23 16:00:40
    Foreclosures are at an all time high. Millions of people have had their American dream turn into a nightmare. There are few things as devastating than the loss of your home. As dark as things may look if you have faced foreclosure, all is not lost. It might not feel like it now, but there is life after foreclosure. If you follow a few simple steps, before long you can have your credit rating back on track and even qualify for another mortgage.

  • College Loans are Keeping Students In Debt

    Updated: 2012-05-23 12:00:23
    College loans are keeping students in debt and the average debt is now $25,250. Minimizing or avoiding student loans is doable, and the best course of action.

  • When to Refinance your Home Loan Mortgage: The Importance of Timing

    Updated: 2012-05-19 15:57:19
    According to a report published in the New York Times in June 2011, two thirds of the mortgages today are refinance mortgages. Interest rates have also dipped, as illustrated by the graph below, with 2011 seeing the lowest rates in four years.

  • Free Meal Planning Service Membership – Food on the Table

    Updated: 2012-05-18 11:00:59
    Food on the Table is a meal planning service that tries to link the foods on sale at your local grocery store with recipe ideas to help you plan your shopping and cooking. They have a free trial, but right now if you sign up with promo code MAYFREE you’ll get their “premium” service free [...]

  • Prosper vs. LendingClub: Credit Card Debt Consolidation Loan Comparison

    Updated: 2012-05-17 08:39:28
    What is the best place to lower your interest rates and consolidate credit card debt in order to pay it all off? The first thing to try is to call up your credit card company and negotiate your existing rate down. If that isn’t satisfactory, you could switch issuers and do a balance transfer to [...]

  • Bogle on Earning Dividend Income From Stocks

    Updated: 2012-05-16 11:20:15
    I was following an interesting discussion about living off of dividend income from stocks over at the Bogleheads forum, and member Beagler posted a link to a excerpt on income investing from the book Bogle on Mutual Funds. You may know that John Bogle is the founder of Vanguard, now one of the largest fund [...]

  • US Government Budget Breakdown: 50 Years Ago vs. Today

    Updated: 2012-05-16 11:00:04
    Below is a chart of the breakdown of government spending from 50 years ago, 25 years ago, and today. There are many differences between the political and economic environments of 1962 vs. 1987 vs. 2012, but I still think it’s still very interesting. Image credit to Lam Thuy Vo of NPR Planet Money, using data [...]

  • What is the Capital One Frequent Flyer Miles

    Updated: 2012-05-15 08:00:00
    What is the Capital One Frequent Flyer Miles? Capital One is giving card holders the opportunity to earn frequent flyer airline miles by making purchases and paying the credit card statement on time. The miles program does not restrict destinations and dates for travel rewards. Capital One's "No [...]

  • How To Pay Off Debt With a Lump Sum

    Updated: 2012-05-12 16:45:51
    How to pay off debt using a lump sum or windfall is situational. Income, debt, and windfall amounts vary so use this as a template for your situation.

  • Refinance Home Mortgage, the Good, the Bad and the Not So Ugly

    Updated: 2012-05-11 18:45:39
    Home mortgage refinance must ideally be a well assessed move. Read on for more on the advantages and disadvantages.

  • what are capital one credit cards with low interest rates

    Updated: 2012-05-11 08:00:00
    What are Capital One Credit Cards with Low Interest Rates? It is normal for Canadians to look for credit cards with very low interest rates? With the proliferation of so many credit cards, you may be confused. However, you need not be worried since you can easily discern the credit cards that will [...]

  • Under Insure or Over Insure the Pros and Cons

    Updated: 2012-05-11 07:58:24
    In many cases it is unwise to under insure and your insurance company is likely to penalise you. To over insure is a waste of your money and often time. The answer is to keep a watchful eye on your insurance policies and the insured levels that you want to cover. Under Insuring Pros and [...]

  • Financial Help for the Bereaved

    Updated: 2012-05-10 07:50:43
    The death of a spouse or partner can virtually send a person into a catatonic state. Almost the last thing on their mind are legal and formal matters. When the family are ready to confront financial issues there are several things to be borne in mind that may help the bereaved. Bereavement Payments and Allowances [...]

  • what makes mbna credit cards popular

    Updated: 2012-05-08 08:00:00
    What Makes MBNA Credit Cards Popular? MBNA stands for Maryland Bank National Association. It was established in 1982 and became MBNA America bank after seven years. It was acquired by the Bank of America in 2005. It became popular in Canada because of its features and benefits. MBNA basically create [...]

  • what are best credit card offers from mbna and capital one

    Updated: 2012-05-08 08:00:00
    What are Best Credit Card Offers from MBNA and Capital One? Are you a resident of Canada? Are you looking for the best credit card that will be suitable for your needs? Daily Markets put together three of the leading credit cards in Canada together with the corresponding features that include the [...]

  • My Retirement Blog $5 Amazon Gift Card Giveaway

    Updated: 2012-05-03 22:54:56
    To thank those of you who are reading and commenting on this blog I am giving away a $5 Amazon e-gift card. All you have to do to enter is leave a comment below. One entry per person please. I will draw the winner at random on Thursday May 10. My Retirement Blog was included [...]

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